Bidding Wars for Homes Return

This article on bidding wars for home returns appeared in the Wall Street Journal.Right here in my home town of Denver:

Christina and Kevin Dirks have been searching for a house in the Denver area for four months at prices up to $275,000. They made offers on six homes—and were outbid on each one.

“When we first started looking, you had to pay $10,000 over” list price to win the bidding, Ms. Dirks said. “Then, as the weeks went by, it went up to $20,000. And now it’s up to $30,000 and $40,000.”

Ms. Dirks, a 28-year-old office coordinator, said she and her husband, a 30-year-old merchandiser, hope that as the market slows down this winter, “people will put a halt on being so crazy.”

Bidding wars, a hallmark of last decade’s housing boom, are making a comeback in a number of metro areas across the U.S. But while the earlier wars reflected enthusiasm fueled by easy-money mortgages, the current froth stems from a market short of homes for sale.

I’m fortunately not trying to buy a home right now but this is kind of scary for all those who are trying to buy that home! History tells us that after bidding wars end bad things usually happen….What would you do if you were in this situation; buy or pay outrageous rent until the inevitable happens?


Do You Plan and Earn Your Vacation

Crystal has a blog post this morning talking about planning and earning her vacation this December; a Carnival Cruise! It reminded me of two great lessons hopefully everyone has or is learning.

Plan your vacation and pay for it in advance! There is no better feeling than going on a vacation and coming home with no vacation bill hangover! I once planned a vacation to see the fall colors on the east coast and paid for it in full-it was a fabulous feeling and a great vacation.

The interesting question becomes: how will you pay for this fabulous vacation? I paid for mine by taking some profits I had earned in the stock market. Remember, they aren’t profits until you sell and actually book the profits!

What are your favorite ways to pay for a vacation?

Have a great Monday everyone!

Shout Out to The Skimm

The Skimm FoundersDanielle Weisberg and Carly Zakin are the founders of The Skimm. Skimm is now two years old and their subscriber base continues to explode!

The two met while studying abroad and both had a passion for news. They started working in the corporate environment, as producers for NBC News.They started talking about doing their own thing and the rest is history!! Read more »

Cutting Spending in Washington

I pretty much as disgustedGo Joni!!Go Joni! with all of Washington DC and politicians but this little ad made me smile;)


Stronger Erections Using Acupuncture

Okay all you men in Denver, Colorado; do I have your attention? My acupuncture practice is in Denver so there is help for you. I’m going to give you some scientific facts and hopefully take away some of the mystery surrounding acupuncture and stronger erections!

Let me remind you that Viagra doesn’t create erections, is just stops the erection from fading. The good news is that if you are able to get an erection naturally you already have all the right biochemical ingredients-we just need to do a little tweaking to help you, that’s where my acupuncture practice in Denver comes into play!

Long story short: if we increase the levels of nitric oxide then it will in turn create more cyclic Quanosine Monophosphate (cGMP). This is responsible for relaxing the smooth muscle of the penis tissues. Good things happen when we accomplish that.

In acupuncture the term QI has a role of raising energy. Blood has the nature of nourishing and moistening. If there is a deficiency of qi in the body, there will not be enough energy to raise the penis. A deficiency of yin may not be enough blood or body fluid to fill the penis to become hard. Ok, enough os the science already! Not to stress the obvious but acupuncture causes your blood to flow throughout your system helping your QI and Yin-you will love the results.


Reading, Writing, Arithmetic, and Now Coding

Great article in the New York Times all about teaching seven year olds how to code!  At first, I was kinda shocked;teaching seven years old to code? Then I got to thinking about all the junk I was taught when I was seven years old….maybe teaching a real life skill has some serious merits!

Since December, 20,000 teachers from kindergarten through 12th grade have introduced coding lessons, according to Here’s a cool development: some 30 school districts including New York City and Chicago, have agreed to add coding classes in the fall, mainly in high schools but in lower grades too. And policy makers in nine states have begun rewarding the same credits for computer science classes that they do for basic math and science courses rather than treating them as electives.

I think this is really going to be a game changer in the coming years-I realize not everyone wants to code but what a terrific way to teach something that requires many skills and potentially put money in your pocket. Long live cash flow-what are your thoughts?

Code Cademy

I saw a news clip this morning on CNBC. It featured an interview with the president of Codecademy. What’s really cool about this is the fact that you can take online coding classes for FREE! They have thousands of graduates and talk about getting down to business; Codecademy can actually give you the skills needed to become employed!

Kudos to Codecademy and their great efforts 😉

Life After NASA?

Yes, there is life after NASA….if you live in Colorado! a company called Denver Relief hires NASA Scientist as a Pot-Growing Adviser!

“With the tremendous expansion of this industry over the course of the past year and the expectation that it is only going to keep growing, we need to start taking a hard look at energy consumption and how we can reduce the impact commercial cannabis production has on our environment,” Denver Relief founding partner Kayvan Khalatbari said in a statement.

“Bringing in a former NASA researcher who has already been working toward this goal is a massive addition to our team, as well as those of our clients throughout the country,” Khalatbari said.

So many opportunities in Colorado now for those interested in this industry-and some of the positions are big money deals!


I recently had a situation where I really needed a concise way to pull all my text messages from my iPhone-enter PhoneView! This software is $29 and it was really a lifesaver for me.

It allows you to select a person or phone number and view all those messages. In my case, it helped resolve a business dispute about who said what and when. It saved me a great deal of time and helped me resolve my issue in my favor.

PS This is not a paid endorsement. i just like the product and hope it may help you.

You can check it out for yourself here PhoneView. 

Marijuana Will Be the Single Best Investment Idea?

Todd Harrison believes that Marijuana will be the single best investment idea of the decade.

But while the public has watched recreational marijuana take off in Colorado this year, how can they profit from it as an investment theme?

Harrison believes it will be driven by the broader legalization of marijuana, inspired by states’ need for tax revenue. He points to expectations that legal marijuana use is expected to generate $134 million in tax revenue for the upcoming fiscal year in Colorado, the first state to allow recreational marijuana. That’s  nothing to sneeze at, and Harrison calls the state the “litmus test” for broader legalization. Harrison also cites the expected decline in crime rates and  prison populations as powerful incentives to decriminalize  marijuana. Read more »